FIRE calculator

Age 53.8

FIRE number

$1,000,000

$40,000 a year ÷ 4% withdrawal rate. At your saving rate you reach it in 18.8 years.

Amounts are in today's dollars.

Spending levelSame assumptions, three budgets
The return you enter isEverything is worked out after inflation

Real return used: 5% a year after inflation.

Portfolio growth from age 35 to 58 against the lean, regular and fat FIRE numbersThe portfolio reaches the FIRE number of $1,000,000 at age 53.8.$0$500k$1M3540455055Lean FIRE $625kFIRE $1M47.953.8

FIRE calculator by Enough Path, with every formula shown. Last reviewed by Asier Fernández, editor. Educational information only, not financial advice.